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房贷被拒的重要原因:征信查询超10次就上黑名单!

房天下   2018-01-30 11:30

[摘要] 到底为什么会被拒?很关键的一点在你的征信!如果征信报告上“硬查询”频率过高,且用户没有放款或信用卡下卡成功的记录,就说明该人财产状况不佳。频繁查询征信报告之前小编一直有提到过,短期时间内有多家贷款机构查询征信记录(本人查询没事儿,机构查询会影响征信),银行判定你最近急需用钱,对你是否能按时还款产生了

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">买房子是件大事,千辛万苦走到了交钱办房贷的那一步,这个时候万一被拒,可就是要急到上火。到底为什么会被拒?很关键的一点在你的征信!

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">如果征信报告上“硬查询”频率过高,且用户没有放款或信用卡下卡成功的记录,就说明该人财产状况不佳。银行和金融机构90%会拒绝贷款和下卡。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">非常重要的征信知识:RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">硬查询次数多,直接影响贷款通过率!

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; MARGIN: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px" label="Copyright © 2016 playhudong All Rights Reserved." donone="shifuMouseDownPayStyle('shifu_t_043')">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 10px; BORDER-RIGHT: white 2px solid; WIDTH: 10px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 3px auto 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%; opacity: 0.5">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 15px; BORDER-RIGHT: white 2px solid; WIDTH: 15px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 10px; BORDER-RIGHT: white 2px solid; WIDTH: 10px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 3px 0px 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%; opacity: 0.5">

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; FONT-FAMILY: 微软雅黑; COLOR: rgb(2,30,170); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">什么是硬查询?

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">硬查询原来是指这些!!猜测大家对于征信报告都不陌生。更具体的说,个人信用报告的查询分为:本人查询、信用卡审批、担保资格审查、贷后管理、贷款审批、异议查询等。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">其中“硬查询”为:信用卡审批、贷款审批、担保资格审查。这类查询记录过多会产生不利影响。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">作为贷款的重要参考因素——征信“硬查询”,查多少次不能贷款,甚至于银行都没有标准数据。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">大部分江湖上的传言,都是从各位贷友、银行,以及各种中介中打听来的消息,RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">在征信报告上的查询,1个月不要超过5次,2个月不要超过10次。各家银行对于查询征信的频次要求并不一致,我了解到的情况是一个月不能超过5次,否则可能会影响房贷等贷款审批。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; MARGIN: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px" label="Copyright © 2016 playhudong All Rights Reserved." donone="shifuMouseDownPayStyle('shifu_t_043')">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 10px; BORDER-RIGHT: white 2px solid; WIDTH: 10px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 3px auto 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%; opacity: 0.5">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 15px; BORDER-RIGHT: white 2px solid; WIDTH: 15px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 10px; BORDER-RIGHT: white 2px solid; WIDTH: 10px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 3px 0px 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%; opacity: 0.5">

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(2,30,170); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">如何尽可以能减少不必要的“硬查询”?

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">1、管住手:RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">需要查证词你的贷款/办卡,三思后行。看清楚条件,不要盲目去尝试。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">2、看条款:RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">很多小贷是查征信的,看清楚《用户协议》,确定不查征信再申请,不要等征信花了才后悔。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">3、沉住气:RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">硬查询两年后会消失,如果你真的被一个月或者近两个月被查几十次,建议先不要申请贷款,等到之前的查询减少后再贷款

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">无论是玩卡还是贷款,各位对于征信一定要重视起来,留着好征信,对付应急情况不着急!

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; MARGIN: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px" label="Copyright © 2016 playhudong All Rights Reserved." donone="shifuMouseDownPayStyle('shifu_t_043')">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 10px; BORDER-RIGHT: white 2px solid; WIDTH: 10px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 3px auto 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%; opacity: 0.5">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 15px; BORDER-RIGHT: white 2px solid; WIDTH: 15px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%">

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; FONT-FAMILY: 微软雅黑; COLOR: rgb(2,30,170); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">以下行为会导致征信不良?

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 1em">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">“连三累六”

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">“连三累六”意指贷款人两年内连续三个月或者累计六次还款。达到这个标准,恭喜你,你已经被银行纳入了不良征信名单,这个名单将会跟随你3-7年,这段时间内的贷款申请都会受影响,银行可能会提高放贷利率、减小放贷金额甚至是直接拒绝你的贷款申请。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">“连三累六”主要针对个人贷款,XYK期一般不算在内。其中“连三”比“累六”的性质更恶劣,属于恶性欠款,银行将这类人员列入危险名单,基本上再次申请贷款成功几率很小。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">呆账

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">是指已过偿付期限,经催讨尚不能收回,长期处于呆滞状态,有可能成为坏账的应收款项。“呆账”大多出现在信用卡账户上,所以用卡一族,请关注你们的信用卡账户债务是否已经完清、是否有结余。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">当你的信用卡长期不使用时,债务与结余都会成为“呆账”。在征信记录中出现1次“呆账”=50次“”,一般银行看到“呆账”两字,就会直接将申请打回,它的可怕性不言而喻。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">频繁查询征信报告

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">之前小编一直有提到过,短期时间内有多家贷款机构查询征信记录(本人查询没事儿,机构查询会影响征信),银行判定你最近急需用钱,对你是否能按时还款产生了怀疑,进而拒绝了信贷申请。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">水电气费欠缴

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">有一种人是欠水费、欠电费、欠气费、欠物业费……只要是能欠的生活缴费都有在拖欠,且在居委会上门催收时还不开门。在以前这些行为都是不纳入央行征信记录的,但之后都有可能会被纳入官方征信的范围。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">“睡眠”卡未处理

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">只要申请了信用卡,不管申请人开户与否都会出现在个人征信系统中,之后想再次申请该行的信用卡将会受到一定影响。某些特定的信用卡无论你开户与否都会产生年费,如果疏忽了这一点,就会出现,产生不良记录。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">保险费用欠缴

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">保险缴费,若超过三个月仍未补上,除了造成保单效力中止,还可能会被保险公司提交记录。此外,社保及公积金缴存记录也是评定个人征信的重要数据。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">担保连责

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">某些时候为了朋友道义或是其他原因,用户为其他人担保贷款,但是被担保人没钱还款跑路了,作为担保人会有连带责任,如没有承担担保责任,在征信记录上会成为一个污点。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">利率上调,月供未变

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">贷款利率上调后,所贷款项未偿还部分利率也会随之调整,仍按原金额支付“月供”,会产生欠息,这样的情况也比较常见。

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 2.2em; MARGIN: 0px; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; -webkit-text-stroke-width: 0px">
  • RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">

    RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; LINE-HEIGHT: 1.75em; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">信息被冒用

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">在当前社会个人信息被盗用已经习以为常,这是危险的标志,意味着你自己的个人信息也处于一种极度不安全状态。若你的信息被不法分子利用做违法之事,那不良记录就会记录在你头上。因此在查询征信记录有问题时,一定要找银行核实情况,避免出现漏洞。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">为了保障自身权益,我们需要做些防御措施。保护好个人身份证及复印件,复印件交给他人时写明“再次复印无效” 或者“仅用于xxxx” ,避免被人冒用。、的生活中就更要注意征信记录了。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 0px; CLEAR: both; MARGIN: 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">
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RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; MARGIN: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px" label="Copyright © 2016 playhudong All Rights Reserved." donone="shifuMouseDownPayStyle('shifu_t_043')">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 10px; BORDER-RIGHT: white 2px solid; WIDTH: 10px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 3px auto 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%; opacity: 0.5">
RD-WRAP: break-word !important; MAX-WIDTH: 100%; BORDER-: white 2px solid; HEIGHT: 15px; BORDER-RIGHT: white 2px solid; WIDTH: 15px; VERTICAL-ALIGN: top; BORDER-BOTTOM: white 2px solid; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; BORDER-LEFT: white 2px solid; DISPLAY: inline-block; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,0,0); border-radius: 50%">

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/25px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(2,30,170); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">征信名单信用记录多重要?
RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px"/>

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">按时缴还贷款,良好征信记录是非常受银行欢迎的,这说明你信用极高,银行借钱的风险减低,银行是非常愿意借钱给你,良好的征信记录是申请贷款的前提条件,不同银行不同贷款类型对征信要求也有所不同,一般车款会要求征信三级以上,信用类贷款则要求征信二级以上;征信严重的借款人很难贷到款,出现在征信黑名单中说明你信用破产了,银行也不敢贷款给你。

RD-WRAP: break-word !important; MAX-WIDTH: 100%; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(62,62,62); PADDING-BOTTOM: 0px; TEXT-ALIGN: justify; PADDING-: 0px; FONT: 16px/1.75em 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; PADDING-LEFT: 1em; CLEAR: both; MARGIN: 15px 0px; MIN-HEIGHT: 1em; ORPHANS: 2; WIDOWS: 1; LETTER-SPACING: normal; PADDING-RIGHT: 1em; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 0px; font-variant-ligatures: normal; -webkit-text-stroke-width: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">如何查询个人征信记录?登陆RD-WRAP: break-word !important; MAX-WIDTH: 100%; COLOR: rgb(0,0,0); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">“RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">中国人民银行征信中心”RD-WRAP: break-word !important; FONT-SIZE: 15px; MAX-WIDTH: 100%; COLOR: rgb(136,136,136); PADDING-BOTTOM: 0px; PADDING-: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">按步骤即可查询。即将买房的人,提前查询了解自己的征信情况,免得被银行拒贷了再来分析就晚了!

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